Student Loans

Federal Direct Loan Program
St. Bernard’s realizes that students may still have a financial gap and may need to investigate other finance options. As a student at St. Bernard’s, you are eligible to apply for Federal Student Aid. St. Bernard’s offers Direct Unsubsidized Loans which are low-interest, long-term loans. In order to begin the process of Direct Unsubsidized Loan eligibility, you must fulfill the following:

-Matriculate into one of our degree or graduate certificate programs
-Complete and submit the St. Bernard’s financial aid application
-Complete the FAFSA – Free Application for Federal Student Aid
-Sign a Master Promissory Note
-Complete Entrance Counseling for new loan applicants
-Review the Estimated Cost of Attendance
-Be at least a part time student – register for a minimum of 2 courses each semester for M.Div. students and 1.5 courses for MAPS, MATS, GCPS students
-Maintain satisfactory academic progress – students must maintain a 2.75 cumulative grade point average in the M.Div. MAPS and GCPS programs, and 3.00 in the MATS program.

Direct Loan Income Driven Repayment Plans

Federal Student Loans Repayment Overview
Income Based Repayment Plan
Income Contingent Repayment Plan
Pay As You Earn
Repayment Calculator

Additional Financial Resources

Exit Counseling
National Student Loan Data System
Financial Counseling
Loan Consolidation Counseling
Federal Direct Loan Frequently Asked Questions